FAQ
How long is the credit repair process?
Everyone has different credit profiles and our challenge letters are customized to each client and their needs.  We help clients understand that their credit profiles did not become negative overnight and improving it will not happen overnight either.  Typically you can expect the process to take up to 18 months, but you should see some positive changes within the first 60 days.
How do I know that Ready To Build is the right consulting agency for me?
RTB is certified, licensed and bonded to operate in the State of Maryland. Â We pride ourselves of over 23 years of experience helping people with their credit issues. Â At a time where many businesses are maximizing their profits by charging huge fees, we offer a premium service at affordable pricing. Â Our goal is to help as many people improve their overall financial outlook as well as their credit profile. Â RTB offers professional service that you can trust.
Why do I have to have credit monitoring?
The process of improving a credit profile requires us to be able to see your current credit profile as well as the monthly progress. Â We can only do so by maintaining the credit monitoring service while you complete the program.
What is your money back guarantee?
RTB is completely confident in our ability to help everyone we take as a client.
With that in mind, we offer a money back guarantee! Â If we are unable to improve your credit profile at all within 180 days, we will refund your monthly payments minus the Initial Audit Fee! Â
You now have nothing to lose and everything to GAIN!